DJOGA helps you know who has paid, who owes, and how much — without ever touching your money.
Every member sees what they owe, what they've paid, and the admin validates payments received in cash, Mobile Money or transfer.
Tontines, birthdays, community projects, school fees — create a group in 30 seconds and invite by link.
DJOGA is a ledger, not a payment method. Your transactions stay between you, as usual.